Harford Mutual Insurance Group, established in 1842 in Harford County, Maryland, specializes in providing property and casualty insurance products and services for both personal and commercial needs. With a commitment to customer satisfaction and a strong financial foundation, Harford Mutual ensures that policyholders can conduct their daily affairs with the confidence that they are well-protected. In 2022, the company achieved $327 million in direct written premiums, reflecting a robust growth of 12.9% over the previous year and demonstrating its resilience in a competitive market.
The company serves 15,068 accounts with a premium retention rate of an impressive 97%, showcasing its ability to maintain customer loyalty by offering quality insurance solutions and outstanding individualized service. Harford Mutual emphasizes the importance of independent agents, providing them with a stable market to deliver the best insurance options to clients.
Beyond its financial success, Harford Mutual is recognized for its commitment to social responsibility, contributing $4.7 million in charitable support since 2017. This community-centric approach goes hand in hand with its mission of insuring opportunity through mutual success. The company's leadership has been acknowledged within the industry, with the President & CEO, Steven D. Linkous, being named one of Maryland’s Most Admired CEOs multiple times. The ongoing leadership updates and strategic initiatives further signal Harford Mutual's dedication to evolving within the insurance landscape while continuing to uphold the trust and satisfaction of its policyholders.